Rupay Credit Card on UPI: Through this feature, Rupay Credit Card can be linked to the UPI app.

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Rupay Credit Card on UPI

Recently, RuPay Credit Card on UPI facility has been started in the country. Under this facility, you can also link RuPay Credit Card with UPI app. With this facility, you will be able to pay with Rupay credit card by scanning the UPI QR code installed at the neighborhood shop. Soon this facility will be seen in the UPI section of digital payment app Paytm. For this, Paytm Payments Bank has partnered with National Payment Corporation of India (NPCI).(ads1)

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With the facility of RuPay Credit Card on UPI, you will be able to pay with your credit card by scanning the UPI QR code installed at the neighborhood shop. However, through this feature, you can pay only the merchant UPI QR code. Can’t make P2P payments.

Rupay credits of 4 banks have also gone live on BHIM App Rupay credits of 4 banks have gone live on
NPCI operated BHIM App and PayZapp App operated by HDFC Bank. Rupay credit card holders of Punjab National Bank, Union Bank of India, Indian Bank and HDFC Bank can link their cards to the BHIM app. By March, the facility of linking SBI card, ICICI Bank and Axis Bank’s Rupay credit card with UPI is also expected to start.

How to Link Rupay Credit Card with BHIM App

  • First of all open BHIM App.
  • After this click on the linked bank account.
  • Now on clicking on +, 2 options appear in Add Account – Bank Account and Credit Card.
  • After clicking on Credit Card, on clicking on the related card, the details of the credit card linked to your mobile number will come.
  • Now enter the last 6 digits and validity of the credit card.
  • After this enter the OTP received on the mobile.Create UPI PIN. In this way the process of registration will be completed.
  • Now scan the merchant UPI QR code and select RuPay Credit Card and complete the payment by entering the UPI PIN.


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